Anúncios
Trying to build or rebuild your credit? The Applied Bank Secured Visa Gold Card could be just what you’re looking for.
Applied Bank Secured Visa Gold Card
No credit check required No rewards programWith no credit check, a fixed 9.99% APR, and reports to all three major credit bureaus, it’s a hassle-free way to boost your credit score.
It’s simple, straightforward, and designed to help you get back on track financially. Curious if it’s the right fit for you? Stick around—we’ll dive into the details and help you decide!
Build Credit Without a Credit Check
One of the best things about the Applied Bank Secured Visa Gold Card is that it doesn’t require a credit check. No need to stress over a low credit score or poor credit history—this card is for everyone.
All you need to do is make a refundable security deposit, and that deposit sets your credit limit. Your payment history gets reported to all three major credit bureaus, so as long as you make your payments on time, you’re on your way to building or rebuilding your credit.
Pros and cons
Every card has its ups and downs, and this one is no different. Here’s a quick look at the main pros and cons:
Pros
- No credit check required
- Reports to all three credit bureaus
- Fixed 9.99% APR
Cons
- $48 annual fee
- No rewards program
- Interest starts right away
How do I know if the Applied Bank Secured Visa Gold is the best credit card for me?
If you’re wondering whether this card is right for you, it really depends on what you’re looking for. The Applied Bank Secured Visa Gold Card is perfect if your goal is to build or rebuild your credit.
Since there’s no credit check, it’s accessible even for people who have been turned down for other cards in the past. With a fixed APR and reporting to all three major credit bureaus, it’s a solid way to improve your credit score with responsible use.
Why Do We Like This Card?
It’s a great choice if you’ve had trouble getting approved for other cards due to a poor or no credit history. The no-credit-check requirement means you don’t have to worry about being turned away.
Another reason we like it is the fixed 9.99% APR. Unlike many cards with variable rates that can increase over time, this card keeps the rate predictable, which helps you plan your payments.
Plus, it reports to all three credit bureaus, which is key if you’re looking to improve your credit score. While it doesn’t offer rewards or other perks, it’s not designed for that.
The Applied Bank Secured Visa Gold Card is all about helping you build your credit, and it does that job well. If your goal is to get your credit back on track, this card could be a great starting point.
You will remain on this website
