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Earn points for every dollar you spend, with no annual fee and no blackout dates for travel rewards!
Chase Freedom Flex
No annual fee 3% foreign transaction feelp: Earn 2% cashback on every purchase—1% when you buy and 1% when you pay
If you’re looking for a credit card that’s simple and gives you rewards without all the complicated rules, the Citi Double Cash card might be exactly what you need.
It offers 2% cashback on everything you buy—1% when you make the purchase and another 1% when you pay your bill. Let’s dive into the details of this card and why it might be a great fit for your wallet.
Earn cashback on every purchase
You earn 2% on everything: 1% when you make the purchase and another 1% when you pay your bill. It’s easy to understand, and it works for pretty much anything you buy, from small everyday items to bigger purchases.
There’s no need to worry about rotating categories or worrying about what qualifies for cashback. Whether you’re buying groceries, clothes, or something else, you’re earning rewards.
What makes it even better is that there’s no annual fee. So, you’re not paying extra just to have the card.
You can use it for whatever you need, and the cashback keeps adding up. If you’re looking for a simple, hassle-free way to earn cashback, this card could be a great fit. No fancy rules, just straightforward rewards.
Pros and Cons
Every credit card has its ups and downs, and the Citi Double Cash is no different. It’s important to know both the pros and cons so you can decide if it works for you.
Pros
- Unlimited cashback on everything
- No annual fee
- Easy to redeem cashback
Cons
- High interest rates if you carry a balance
- No extra perks (like travel rewards)
- Cashback is limited to 2%
How do I know if the Citi Double Cash is the best credit card for me?
If you’re someone who wants to earn cashback without worrying about complicated categories, the Citi Double Cash might be a good choice. It works for all types of purchases, and the rewards are automatic.
Plus, there’s no annual fee, which is always a plus.If you have a good credit score, this card can help you rack up cashback with minimal effort.
Why do we like this card?
What we really like about the Citi Double Cash card is how simple it is. The cashback system is straightforward—2% back on everything you buy. No categories, no limits, just cash back in your pocket.
It’s perfect for anyone who wants a reliable card to use every day without having to worry about tracking spending or remembering which items earn rewards.
Another big plus is the lack of an annual fee. You won’t get stuck paying extra just to keep the card.
For anyone looking for a hassle-free way to earn rewards on all their purchases, the Citi Double Cash is a solid option. It’s simple, it’s reliable, and it helps you save as you spend.ing big purchases. And let’s not forget the $200 bonus for new cardholders.
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