OpenSky Secured Visa

Earn points for every dollar you spend, with no annual fee and no blackout dates for travel rewards!

Credit Card

OpenSky Secured Visa

No annual fee 3% foreign transaction fee

Definantely many advantages of this credit card

How to Apply You will remain on the current site

If you’re looking to improve or rebuild your credit, the OpenSky Secured Visa might be just what you need. This card stands out because it doesn’t require a credit check to apply, making it an easy option for those with limited or no credit history. 

Plus, it reports to all three major credit bureaus, helping you boost your credit score over time. Ready to take control of your credit? Keep reading to learn more about how the OpenSky Secured Visa can help you get on the right track!

How do I know if the OpenSky Secured Visa is the best credit card for me?

If you’re looking to build or fix your credit, the OpenSky Secured Visa could be a great choice. What makes it stand out is that it doesn’t require a credit check to apply. This means you don’t have to worry about your credit score being affected if you’re not approved. 

The card also reports to all three major credit bureaus: Experian, Equifax, and TransUnion. This helps you build your credit score over time, as long as you make your payments on time. So if your goal is to improve your credit, this card makes it easy to do so.

Pros and Cons 

Before deciding, it’s important to weigh the pros and cons of the OpenSky Secured Visa. It’s a good card for building credit, but there are a few things to keep in mind.

Pros

• No credit check to apply
• Reports to all three major credit bureaus
• Flexible credit limit, up to $3,000

Cons

• $35 annual fee
• No rewards program
• 3% foreign transaction fee

Is the OpenSky Secured Visa the right card for me?

The OpenSky Secured Visa is a good choice if you’re starting out with credit or trying to rebuild. Since there’s no credit check to apply, it’s easier to get approved than with many other cards. 

You’ll need to make a refundable deposit between $200 and $3,000, which will set your credit limit.

It’s also easy to use—just apply, make your deposit, and start using the card. The $35 annual fee and lack of rewards might be a drawback for some, but if building credit is your goal, this card works well.

Why do we like this card?

We like the OpenSky Secured Visa because it’s one of the easiest ways to build or repair your credit. The best part is the no-credit-check approval process, which makes it less stressful for those with poor or no credit.

Though the $35 annual fee and lack of rewards may not appeal to everyone, it’s a solid option for anyone serious about improving their credit. If that’s your goal, the OpenSky Secured Visa is definitely worth considering.