Upgrade Cash Rewards

Earn points for every dollar you spend, with no annual fee and no blackout dates for travel rewards!

Credit Card

Upgrade Cash Rewards

No annual fee 3% foreign transaction fee

Definantely many advantages of this credit card

How to Apply You will remain on the current site

The Upgrade Cash Rewards Card offers a simple way to earn 1.5% cashback on every purchase, with no annual fee and fixed payments to help manage debt. Ready to start earning rewards without the hassle? Keep reading to find out if this card is the perfect fit for you!

Cash Back 1.5% on everything

The Upgrade Cash Rewards Card is a great choice if you want a simple way to earn cashback. You get 1.5% back on every purchase, no matter what you buy. 

Whether it’s gas, groceries, or online shopping, you earn cashback without having to track categories or deal with complicated rules. It’s straightforward and easy to understand.

Best of all, there’s no annual fee. This means you get to keep all the cashback you earn. It’s a hassle-free way to save on everyday expenses. If you want simplicity, this card is worth considering.

Pros and cons

Like any card, the Upgrade Cash Rewards Card has its pros and cons. Let’s break it down to help you decide if it’s right for you.

Pros

• 1.5% cashback on every purchase
• No annual fee
• Fixed monthly payments, making it easier to manage debt

Cons

• Higher interest rates for some users
• No extra perks like travel insurance
• Bonus requires opening a Rewards Checking Plus account

The pros are cashback, no fees, and easy-to-manage payments. But if you’re looking for extra perks or low interest rates, you might want to explore other options.

Is the Upgrade Cash Rewards card right for me?

If you’re looking for a simple, no-hassle cashback card, this one could be a perfect fit. With 1.5% back on everything you buy and no annual fee, it’s easy to see why it stands out. 

Plus, the fixed payments help you stay on top of your balance, making it great for people who prefer predictable monthly payments.

On the other hand, if you want more rewards options, like travel points or special discounts, this card might not be your best choice. Also, if you carry a balance from month to month, the higher interest rates could become a drawback. It all comes down to what you value most in a credit card.

Why do we like this card?

The 1.5% cashback on all purchases is a great perk—no categories to track, just cash back on everything you buy. The fixed-rate payments are another win. You always know exactly how much you owe, which makes budgeting easier.

There’s no annual fee, so you’re not paying just to have the card. And the $200 bonus for opening a Rewards Checking Plus account adds extra value. It’s a straightforward, no-fuss card that delivers solid rewards without complications.